This is the tutorial on how to verify your wechat ID with Credit / Debit Card. By verifying ID you will remove the awaiting balance or credit sending restrictions.
If you dont have wallet then when you receive red packet then Click Verfy then Add card then follow instruction from Screenshot three onward.
In wechat me tap on wallet (Screenshot 1).
You will see Cards(Screenshot 2), tap on it and then select Add a Card (Screenshot 3) .
Next screen will ask you for six digit payment code. Enter it and it will take you to card details (Screenshot 5). Enter your name in CAPITAL LETTERS also Enter the card number and tap Next.
On bank card info screen tap on Bank Card Type (Screenshot 6) and select Credit Card (Screenshot 7). It does not matter if yours is debit card just select Credit Card. If it have Visa or MasterCard logo then it will work
Now scroll down and slect Visa or MasterCard according to your card (Screenshot 8), Its near the end of the list.Then tap on Done near the top
On next screen enter your Billing Information as it is in bank's Record. Make sure that correct information is entered and then Accept user agreement and tap on Next (Screenshot 9).
It will deduct a small amount from your card and validate it. Now your ID is verified!
These are the Tutorial screen shots. Click for bigger view.